smoking and bungee jumping

1. Financial analysts are not currently required to be licensed. Should they be licensed? Why or why not?
2. Recently scientists identified a gene that accounts for 5 percent of thrill-seeking behavior. People with this gene are likely to take more risks such as smoking and bungee jumping in search of the next thrill. Provide two arguments—one for and one against—requiring people to undergo testing to find out if they have this gene before a company agrees to provide life insurance.